Weather Damage Claims

Burwell Nebout Trial Lawyers Delivers Effective Help for Victims of Extreme Weather Damage

Extreme weather events can cause serious damage to homes and property and may result
in injuries to residents in affected areas. The recovery process is typically long and stressful. For some, however, a bad situation is made worse when insurance companies engage in delaying tactics or deny claims for extreme weather damage on minor technicalities or deliberate misinterpretations of insurance language in the policy.

At Burwell Nebout Trial Lawyers, we can take on the insurance companies on your behalf to ensure that you receive the settlement to which you are legally entitled.

Categorical Coverage

Most acts of God fall into one or more categories of insurance coverage or can be covered by a rider to the original insurance policy. Most home insurance policies cover damage caused by fire, lightning, tornadoes, high winds and other normal storm damage. Comprehensive auto insurance policies offer similar coverage. Some types of extreme weather damage, however, are not covered without specific riders or endorsements to your policy:

  • Floods
  • Earthquakes
  • Hurricanes may or may not be covered by basic homeowners insurance depending on the area
  • Damage caused by power surges associated with storms

Insurers may attempt to evade their responsibility to pay for damages in a number of ways, including the following:

  • Blaming damage caused by a hurricane or tornado on flooding associated with the storm
  • Including language in the fine print of the policy that essentially releases them from responsibility for paying any damages at all
  • Delaying action on claims in hopes the homeowner will give up
  • Asking for repeated submittals of insurance documentation to run out the clock on the claim

Paying claims to policyholders cuts into the profit margins for insurers. As a result, they are often highly motivated to avoid paying major claims.

Protecting Your Legal Claims

In 2012, the Consumer Federation of America (CFA) advised victims of Hurricane Isaac to file their insurance claims as quickly as possible to optimize their chances of a full and fair payout for their losses. According to CFA, insurers have been increasing deductibles and adding increased requirements for coverage to their policies for homes and automobiles. When combined with the frequent lack of payment by insurance company representatives after an extreme weather event, consumers are paying more money for less reliable coverage for their property.

If you have been the victim of damage caused by extreme weather, Burwell Nebout Trial Lawyers can help you negotiate with your insurance company to ensure that you get the settlement you need and deserve. We will represent your interests both in court and out-of-court to ensure that you receive payment on your claim.

Time is of the essence for your storm damage insurance claim. Contact us today to set up a free consultation to discuss your case with one of our attorneys and to ensure that you are protected against the predatory practices of unscrupulous insurance companies.